Main Office:

10762 SE Federal Hwy.
Hobe Sound, FL 33455
FAX 772-546-5595  

Branch Office:
Charles Gilbert, CFP®. CLU
600 Sandtree Drive #203C
Palm Beach Gardens, FL 33403

Ruth Ann Vega, CLU, ChFC, CFP® Co-Founded Financial Planning Associates, Inc. in 1983 and has operated FPA from the same location for over 25 years. She is a Chartered Financial Consultant, Chartered Life Underwriter and a CERTIFIED FINANCIAL PLANNER TM professional.Serving her clientele is more than just her way of living, she truly works for her client’s benefit and not her own. Her goal is to give the utmost service to all her clients.
Originally from Pennsylvania, Ruth Ann has lived in South Florida since 1973. She and her husband Marcos, reside in Jupiter. Ruth Ann has strong community commitments and has served as a Board Member for Big Brothers Big Sisters of Martin County, The Hobe Sound Chamber of Commerce, The Treasure Coast Wildlife Foundation and The Society of Financial Service Professionals.
Prior to entering the financial planning profession, she was a successful business owner in another service related industry. Since 1980 Ruth Ann has made a difference in her chosen field by helping people take control of their future with good financial planning, personal service, and a positive attitude toward life.

Our primary regulator, FINRA, provides numerous investor education materials. One resource is BrokerCheck, which provides information about firms and financial advisors.

Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA/SIPC.
Advisory Services offered through J.W. Cole Advisors, Inc. (JWCA), or Financial Planning Associates, Inc.
Registered Representatives of JWC whose identities and associations with Financial Planning Associates, Inc. are disclosed on this site, may
only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may
be delayed. No information provided on this site is intended to constitute an offer to sell or a solicitation of an offer to buy shares of any security, nor shall any security
be offered or sold to any person, in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful undersecurities laws of such jurisdictions.
Please note that not all of the investments and services mentioned may be available in every state.
Financial Planning Associates, Inc., JWC & JWCA are seperate and unaffiliated entities