Ruth Ann Vega
CLU, ChFC,CFPS

Charles Gilbert
CLU, CFPS


Main Office:
10762 SE Federal Hwy.
Hobe Sound, FL 33455
772.546.5555
800.450.5754
FAX 772-546-5595
ruthann.vega@jwcemail.com  

Branch Office:
Charles Gilbert, CFP®. CLU
600 Sandtree Drive #203C
Palm Beach Gardens, FL 33403
561.626.3603
charles.gilbert@jwcemail.com 


With our team of professional financial planners, our competent and friendly administrative support staff, and through our affilliated companies, we are qualified to work
with you to develop customized comprehensive
financial plans for your business and personal needs.


Our primary regulator, FINRA, provides numerous investor education materials. One resource is BrokerCheck, which provides information about firms and financial advisors.

Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA/SIPC.
Advisory Services offered through J.W. Cole Advisors, Inc. (JWCA), or Financial Planning Associates, Inc.
Registered Representatives of JWC whose identities and associations with Financial Planning Associates, Inc. are disclosed on this site, may
only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may
be delayed. No information provided on this site is intended to constitute an offer to sell or a solicitation of an offer to buy shares of any security, nor shall any security
be offered or sold to any person, in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful undersecurities laws of such jurisdictions.
Please note that not all of the investments and services mentioned may be available in every state.
Financial Planning Associates, Inc., JWC & JWCA are seperate and unaffiliated entities